U.S. business banking checklist
Confirm the provider accepts your residence, business activity and actual operating address before paying to form an LLC.
Prepare matching records
Gather the approved formation document, EIN confirmation, ownership information and government ID. Keep the legal name consistent and be ready to document business operations.
Verify the address rule
Ask whether the provider accepts your physical operating address. A registered agent or mailbox serves a different purpose. Use the address that accurately reflects your business.
Compare the account
Check supported countries, transfers, fees and access for each owner. Ask about missing documents before reapplying after a rejection.